Obverse Text: NATIONAL CURRENCY / 20 / XX / TWENTY / SECURED BY UNITED STATES BONDS DEPOSITED WITH THE TREASURER OF THE UNITED STATES OF AMERICA / REGISTER OF THE TREASURY / TREASURER OF THE UNITED STATES / THE FIRST NATIONAL BANK OF CINCINNATI WILL PAY TO THE BEARER ON DEMAND TWENTY DOLLARS / CINCINNATI, OHIO / FEB. 25 1903. / CASHIER. / PRESIDENT. / V419681 / M 24 / 73738 / SERIES OF 1902. / HUGH MCCULLOCH
Reverse Image: Liberty and the Capitol Building at the left.
Reverse Text: 20 / E PLURIBUS UNUM / TWENTY DOLLARS / NATIONAL CURRENCY / THIS NOTE IS RECEIVABLE AT PAR IN ALL PARTS OF THE UNITED STATES IN PAYMENT OF ALL TAXES AND EXCISES AND ALL OTHER DUES TO THE UNITED STATES EXCEPT DUTIES ON IMPORTS AND ALSO FOR ALL SALARIES AND OTHER DEBTS AND DEMANDS OWING BY THE UNITED STATES TO INDIVIDUALS CORPORATIONS AND ASSOCIATIONS WITHIN THE UNITED STATES EXCEPT INTEREST ON PUBLIC DEBT