Reverse Image: Denomination at sides, name of bank at top, Treasure vase/bowl at center.
Reverse Text: 10 / THE NINGPO COMMERCIAL BANK / PROMISES TO PAY THE BEARER ON DEMAND / 拾 / T000000A / T000000A / SHANGHAI / SPECIMEN / SHANGHAI / SPECIMEN / 拾 / TEN DOLLARS LOCAL CURRENCY / MANAGING DIRECTOR / AT ITS OFFICE HERE. / VALUE RECEIVED. / BY ORDER OF THE BOARD OF DIRECTORS / JANUARY, 1934. / 10 / WATERLOW & SONS / LIMITED, LONDON